:root{--ink:#132033;--muted:#637086;--line:#dbe4ef;--bg:#f7fafc;--panel:#fff;--green:#123c69;--mint:#2f6fa5;--lime:#e5f1fb;--gold:#c48a24;--soft:#edf5fb;--shadow:0 24px 70px rgba(18,60,105,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}.vko-wrap{width:min(1120px,calc(100% - 32px));margin-inline:auto}.vko-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.93);backdrop-filter:blur(16px);border-bottom:1px solid rgba(216,230,221,.9)}.vko-header__inner{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.vko-brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none}.vko-brand img,.vko-brand__mark{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,var(--green),var(--mint));color:#fff;font-weight:950;font-size:22px}.vko-brand span{display:flex;flex-direction:column}.vko-brand strong{font-size:18px}.vko-brand small{font-size:12px;color:var(--muted)}.vko-nav{display:flex;align-items:center;gap:22px}.vko-nav a{color:#243c58;text-decoration:none;font-weight:750;font-size:14px}.vko-nav__cta{background:var(--green);color:#fff!important;padding:10px 16px;border-radius:999px}.vko-nav-toggle{display:none}.vko-hero{padding:76px 0 62px;background:radial-gradient(circle at 84% 18%,rgba(47,111,165,.18),transparent 34%),linear-gradient(135deg,#fbfdff 0%,#edf5fb 55%,#fff8e6 100%)}.vko-hero__grid{display:grid;grid-template-columns:1.08fr .92fr;gap:54px;align-items:center}.vko-eyebrow{margin:0 0 10px;color:var(--green);font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:900}.vko-hero h1{font-size:clamp(46px,7.2vw,84px);line-height:.98;letter-spacing:-.055em;margin:0 0 22px}.vko-lead{font-size:20px;color:var(--muted);max-width:700px}.vko-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.vko-btn,.vko-calc,.vko-contact button{border:0;border-radius:14px;padding:13px 20px;background:var(--green);color:#fff;font-weight:850;text-decoration:none;cursor:pointer}.vko-btn--light{background:#fff;color:var(--green);border:1px solid var(--line)}.vko-proof{display:flex;gap:20px;flex-wrap:wrap;padding:0;margin:25px 0 0;list-style:none;color:#43546b;font-size:14px}.vko-proof li:before{content:"✓";color:var(--mint);font-weight:900;margin-right:7px}.vko-rate-card{background:var(--green);color:#fff;border-radius:30px;padding:34px;box-shadow:var(--shadow);position:relative;overflow:hidden}.vko-rate-card:after{content:"";position:absolute;right:-70px;bottom:-80px;width:190px;height:190px;border-radius:50%;background:rgba(215,248,228,.18)}.vko-rate-card span{display:block;color:#bdd7f1;text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:900}.vko-rate-card strong{display:block;font-size:clamp(44px,6vw,72px);line-height:1;margin:22px 0 8px;letter-spacing:-.04em}.vko-rate-card em{display:block;font-style:normal;font-weight:900;font-size:26px;color:#ffe3a3}.vko-rate-card p{position:relative;z-index:1;color:#dbeafb;margin:22px 0 0}.vko-tool,.vko-content,.vko-faq{padding:72px 0}.vko-section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:26px;margin-bottom:28px}.vko-section-head h2{font-size:clamp(30px,4vw,46px);line-height:1.12;margin:0 0 8px;letter-spacing:-.04em}.vko-section-head p{margin:0;color:var(--muted)}.vko-section-head--simple{align-items:flex-start}.vko-converter{display:grid;grid-template-columns:1fr 1fr auto 1fr auto;gap:14px;align-items:end;background:var(--panel);border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow)}.vko-converter label,.vko-contact label{display:grid;gap:7px;font-weight:850;color:#344a63}.vko-converter input,.vko-converter select,.vko-contact input,.vko-contact textarea{width:100%;border:1px solid var(--line);background:#fbfdff;border-radius:13px;padding:13px;font:inherit;color:var(--ink)}.vko-amount input{font-size:20px;font-weight:850}.vko-swap{width:48px;height:48px;border:1px solid var(--line);background:#f7fbff;border-radius:14px;font-size:22px;font-weight:900;color:var(--green);cursor:pointer}.vko-calc{height:48px;min-width:110px}.vko-result{margin-top:18px;background:#102a45;color:#fff;border-radius:26px;padding:28px;box-shadow:var(--shadow)}.vko-result__label{margin:0 0 6px;color:#bdd7f1;text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:900}.vko-result__value{font-size:clamp(32px,5.4vw,58px);font-weight:950;line-height:1.1;letter-spacing:-.045em}.vko-result__rate{font-weight:850;margin:12px 0 0;color:#ffe3a3}.vko-result small{display:block;margin-top:9px;color:#d2e2f5}.vko-use-cases{padding:72px 0;background:#edf8f2}.vko-feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.feature-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px}.feature-number{color:var(--gold);font-weight:950}.feature-card h3{margin:10px 0 7px}.feature-card p{margin:0;color:var(--muted)}.vko-copy{max-width:870px}.vko-copy h2{font-size:30px;line-height:1.25;margin:42px 0 12px}.vko-copy h3{font-size:22px;margin-top:30px}.vko-copy p,.vko-copy li{color:#46566b}.vko-copy a{color:var(--green)}.vko-faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.vko-faq-grid details,.vko-page-faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:17px 19px}.vko-faq-grid summary,.vko-page-faq summary{font-weight:850;cursor:pointer}.vko-faq-grid p,.vko-page-faq p{color:var(--muted);margin-bottom:0}.vko-footer{background:var(--green);color:#e7f1fb;padding:42px 0}.vko-footer__grid{display:grid;grid-template-columns:1fr auto auto;gap:30px;align-items:center}.vko-footer p{margin:4px 0;color:#bdd2e8}.vko-footer nav{display:flex;gap:18px;flex-wrap:wrap}.vko-footer a{color:#e7f1fb;text-decoration:none}.vko-footer span{color:#bdd2e8}.vko-doc-hero{padding:64px 0 38px;background:#edf8f2}.vko-doc-hero h1{font-size:clamp(38px,6vw,62px);margin:0;letter-spacing:-.05em}.vko-doc-intro{max-width:750px;color:var(--muted);font-size:18px}.vko-doc-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:50px;padding-top:50px;padding-bottom:72px}.vko-page-faq{position:sticky;top:100px;align-self:start}.vko-contact{display:grid;gap:16px;background:#fff;border:1px solid var(--line);padding:24px;border-radius:18px;margin-top:30px}.vko-contact button{justify-self:start}.vko-contact small{color:var(--muted)}.hp-field{position:absolute;left:-9999px}.vko-notice{padding:14px;border-radius:10px}.vko-notice.ok{background:#dcfce7}.vko-notice.error{background:#fee2e2}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media(max-width:920px){.vko-hero__grid,.vko-doc-layout{grid-template-columns:1fr}.vko-converter{grid-template-columns:1fr 1fr}.vko-swap{grid-column:1/-1;justify-self:center;transform:rotate(90deg)}.vko-calc{grid-column:1/-1}.vko-feature-grid{grid-template-columns:1fr 1fr}.vko-section-head{align-items:flex-start;flex-direction:column}.vko-nav{display:none;position:absolute;top:73px;left:16px;right:16px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.vko-header.open .vko-nav{display:flex}.vko-nav-toggle{display:grid;gap:5px;border:0;background:none;padding:10px}.vko-nav-toggle i{width:23px;height:2px;background:var(--ink)}.vko-page-faq{position:static}}@media(max-width:580px){.vko-wrap{width:min(100% - 22px,1120px)}.vko-hero h1{font-size:44px}.vko-proof{display:grid;gap:7px}.vko-rate-card,.vko-converter,.vko-result{padding:22px;border-radius:22px}.vko-converter{grid-template-columns:1fr}.vko-swap{transform:none}.vko-result__value{font-size:31px}.vko-feature-grid,.vko-faq-grid{grid-template-columns:1fr}.vko-footer__grid{grid-template-columns:1fr}.vko-footer nav{gap:12px}}